商业保险

商业保险


商业保险保护企业在正常经营过程中因可能发生的事件而遭受的损失. 每个企业主都需要保险,以确保你的企业能够免受所有不同类型的风险. 企业主可能需要的商业保险类型包括:
  • General 责任 insurance; to help pay for medical expenses, damages & 索赔你的生意造成人身伤害或财产损失的诉讼
  • Commercial Property Insurance; can help protect your company’s physical assets, 比如你的大楼, 家具, 标志, 发生火灾时的设备和库存, 风暴或者盗窃. 即使你在家工作,你也可以获得商业地产保险.
  • 企业家的政策, or BOP; is a combined package of different coverages, 房地产等, 责任, 罪案报道等. 防喷器政策可以根据您的需要定制
  • Professional 责任 insurance; insures against negligence claims and helps cover lawsuits that result from mistakes or failure in the services your business provides
  • Commercial 汽车保险; can protect your business and employees from a variety of damages and accidents related to the operation of vehicles.
  • Workers’ Compensation Insurance; can protect your employees in the instance of a work related accident.
  • Crime Insurance; can protect your business from crime-related losses such as theft and forgery.
  • Business Income Insurance; can help pay bills and cover costs if your business has to close temporarily.
  • Cyber Liability Insurance; can help protect your business from damages related to electronic data, 计算机系统, 数据泄露,甚至电脑攻击.
  • Equipment Breakdown Insurance; can protect your business from damages and costs related to computers, 电气和机械设备故障.
  • Business Interruption Insurance; this insurance covers lost income and expenses resulting from property damage or loss. 如果外部因素导致你的企业因某种原因倒闭,这可以帮助你的企业维持下去. 例如, 如果一场火灾迫使你关门一个月, 这种保险可以补偿你的工资, 税, 租金, 以及这段时间的净利润. 
  • Builder's Risk Insurance; this coverage insures buildings while they are being constructed.
  • Home-Based Businesses; Homeowner’s policies don’t cover home-based businesses like commercial property insurance covers businesses. 如果你经营的是家庭企业, 询问设备和库存的附加保险.





无论您的业务需要什么保险,ag网页版游戏大厅有限公司. 可以保证你.  如需报价,请致电 (708) 524-4900.



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